Make smarter and quicker underwriting decisions with our small business data and intelligence that will help you gain a deeper understanding of your small business customer and their creditworthiness.


Reduction in rejection rates with enhanced underwriting using our data


A Plug-and-Play Solution for Smarter Underwriting

Here’s how PowerCred can help you make smarter underwriting decisions

Reduce rejection rates by 15%

Approve previously rejected customers using our data to enhance your underwriting process and reduce rejection rates by up to 15%.

Reduce NPAs and fraud by 40%

Leverage real-time, authenticated data from 20+ data categories such as banking, e-wallets, e-commerce, accounting and more to enhance your risk assessment and underwriting process to reduce NPAs and the risk of fraud by 40%.

Enhance your underwriting process with our data

Leverage ethically sourced, consented customer data plus intelligence on top of the retrieved data to strengthen your risk team’s existing underwriting process or model.

Build a comprehensive customer profile

Access real-time, consented data of your customers using our APIs to create a comprehensive customer profile for making quicker underwriting decisions.


Enhance Underwriting with

Real-time Data from 20+ Categories

Leverage validated data from 20+ data categories such as e-commerce, banking, accounting, e-wallets, social and more for more informed underwriting.

Insights to Build Customer Profiles

Gain a deeper understanding of your customer’s sales and inventory profile with access to your customer’s e-commerce, accounting and banking data.

Reconciliation-based Authentication

Reconcile data across connected data partners to flag potentially fraudulent transactions and to ensure the authenticity of the data being used for underwriting.

Early Warning Signs & Health Checks

Identify a shift in your customer’s business performance with our threshold-based alerts or early warning signs and with periodic health checks for smarter underwriting while minimising the risk of default.

Enhance Underwriting to Improve Approval Rates by up to 15%

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I have huge respect for PowerCred that’s helping build an ecosystem to help financial service providers empower women entrepreneurs in Southeast Asia.

Amrita Vir on PowerTalks by PowerCred
 - Co-founder


PowerCred and Akseleran are working hard to explore alternate data that is accessible, useful, while also complying with current industry regulations. We are excited and looking forward to the journey ahead.

Faizal Purwanto
 - Chief Risk Officer


PowerCred’s solution enables KoinWorks to gain access to alternate data and credit insights for making better lending decisions. We look forward to working with PowerCred towards our shared goal of making credit more accessible to support small business growth.

Ethan Zhang - Chief Strategy Officer


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