Our Data APIs bring together structured and summarised granular data directly from the source to help you understand your small business customers better.
To further enable financial service providers to leverage such customer data, our Insights APIs offer an intelligence layer on top of the data sourced by our Data APIs to help ease your decision-making with business-friendly actionable insights.
Categories of ethically-sourced customer data
PowerCred connects with data from 20+ categories and offers an intelligence layer to help financial service providers create a holistic and more comprehensive profile of their customers
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Retrieve crucial data from your customer’s bank e-statements such as credit transactions, debit transactions, tax data, opening balance and more with our Bank Statement OCR integration.
Access consented e-commerce data of your small business customers such as transaction data, sentiment data and identity data from the e-commerce platforms on which they operate.
Source consented data from the payment systems and e-wallets used by your customers such as payments received, payments made, and international payments processed or received using our integrations.
Gain access to the telco and identity data of your customers such as their mobile number age, changed mobile number, utility payments and late payments of utility bills from our telco and utility partners.
Access the accounting and book-keeping information including expenses, income, profits and losses and balance sheet data of your small business customers from the accounting tools and book-keeping applications used by them to better assess their financial health.
Gain access to consented social and location data such as social media engagement, Google locations, nearby competition and more using our social and location integrations.
Reconcile data across connected data partners to ensure uniformity and authenticity of the collected data. We perform multiple checks to flag potentially fraudulent transactions or data in the financial service provider’s systems.
Perform periodic health checks on your small business customers using our Insights APIs to ensure that the small business is performing at an optimum level, minimising the risk of default.
Our systems are equipped to build threshold-based alerts as per criteria specified by financial service providers to let them know when there is a shift in their small business customer’s business performance.
Our Data and Insights APIs offer seamless access to your customer data while adhering to the best practices around user privacy and data security.
Leverage real-time validated and summarised data from 20+ categories of data sources plus data intelligence on top of the retrieved using our Data APIs.
We leverage our data partnerships to ethically source consented data of your customers while upholding user privacy and data security.
PowerCred operates responsibly and is ISO 27001 compliant and Kominfo certified. PowerCred is also a member of AFTECH.
Gain seamless access to your customer’s data from multiple data partners using a single API integration that takes less than a week to go live.
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